Financial Services

We provide unique portfolio with inbuilt risk management for a sustainable rewarding return in financial market.

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Services

We provide unique portfolio with inbuilt risk management for a sustainable rewarding return in financial market.

Financial
Planning

Wealth Management

Retirement
Planning

Debt
Management

Estate Planning

Tax
Planning

Life
Insurance

Health Insurance

Portfolio Restructuring

Loan Against
Mutual Fund

Demat &
Trading A/c 

Financial Planning

Get Advice, Get Ahead
Good advice can change your tomorrow


Financial planning helps you ... 
#    Clarify - Your goals, your tomorrow
#    Make your money work harder rather than you
#    Build wealth the right way 
#    Review your budget 
#    Enjoy the benefits of superannuation
#    Avoid expensive mistakes
#    Have a plan to reduce bad debt
#    Protect your most important asset - you
#    Get the benefit of the best retirement strategies 
#    Plan - how you want your real estate handled
#    Manage taxes better

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Wealth Management

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Good advice can change your tomorrow


Benefits : 
#    Secured future
#    Financial freedom
#    Maintains your current lifestyle
#    Reduces financial stress
#    Sets a systematic financial plan 
#    Offers security for your family
#    Helps you prepare for retirement
#    Provides flexible investment strategy

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Retirement Planning

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Good advice can change your tomorrow


Benefits : 
#    Achieve financial independence
#    You can continue supporting your dependants
#    Helps you prepare for unforeseen medical expenses 
#    Enjoy tax benefits 
#    Safeguard your assets and allows you to have a secured future
#    You won't worry about being a burden to your kids
#    You can be a really cool grandparent
#    Continue your legacy of charitable giving

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Debt Management

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Good advice can change your tomorrow


Benefits : 
#   Debt Restructuring
#   Consolidating Debt 
#   Provides Tax Deduction Benefits
#   Helps in Retaining Control
#   Reduce Debt
#   Improve Cash Flow
#   Reduce Risk
#   Contingency Plan


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Estate Planning

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Good advice can change your tomorrow


Benefits : 
#    Prevents financial & legal grief to your loved once
#    Avoids complications, disagreement, bitterness & drift in the family
#    Ensures that physical, financial & online assets are passed on to your loved once 
#    Can provide for, or address to a family member or a loved once with special needs 
#    Estate planning can also help pass accolades bestowed on you to a specific individual
#    Helps to prepare for contingencies 
#    Helps the beneficiary reduce tax outgo on account of inheritance

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Tax Planning

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Good advice can change your tomorrow


Benefits : 
#   Use upto your Rs 1.5 Lakhs limit under section 80C 
#   Benefit on Health Insurance Premiums upto Rs. 50,000
#   Get a deduction on the interest on your house loan
#   Keep one month of your household expenses in your savings bank account
#   Add tax savings of Rs. 50,000 towards NPS
#   Enjoy benefit of Rs. 1.25 Lakhs towards LTCG per year
 

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Life Insurance

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Good advice can change your tomorrow


Benefits : 
#    Financial protection to your family against uncertainities
#    Stay covered till 80 years of age
#    Safety for dependents from loans and debts
#    High life cover at low premium
#    Criticial illness protection
#    Disability support benefits
#    Additional benefits throught riders
#    Tax saving benefits


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Health Insurance

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Good advice can change your tomorrow


Benefits : 
#   Hospital cash cover
#   Personal accident cover 
#   Get your multiple hospitalisation cover
#   Criticial illness cover
#   Room rent waiver cover
#   Maternity cover
#   Tax saving benefits under Section 80D

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Portfolio Restructuring

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Good advice can change your tomorrow


Benefits : 
#    Helps reset asset allocation
#    Aligns the investment as per your risk profile, investment objective, envisioned financial goals and the time in hand to achieve those goals
#    Cut out underperforming and unsuitable investment portfolio 
#    Replace and restructure your portfolio with suitable options, keeping in mind the weigtage to each asset class
#    Facilitates portfolio consolidation and rebalancing
#    Ensures optimal structuring and diverisification of the portfolio 
#    Keep track of your financial goals till it is accomplished

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Loan Against Mutual Fund

Get instant loan against your Mutual Fund Investment 

Benefits : 
#    100% Online process & Instant disbursement
#    Your MFs continue to grow, while utilising the loan
#    Interest paid monthly & calculated on a daily outstanding balance 
#    Prinicipal can be repaid in part or full anytime 
#    Tax Efficiency by avoiding STCG

Offer : 
#    Loan starting from ₹25,000 to  ₹2 crores
#    Loan for 50% on Equity MFs & 80% on Debt MFs value
#    Interest rate 10.49% for MFs & 9.99% for Stocks
#    Processing fee - Rs. 1,500 / 3 years & Rs. 500 / 1 year tenure 
#    ZERO foreclosure charges

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Demat & Trading Account

Importance of Demat Account 

Benefits : 
#   Allows access to various stock exchanges and platforms
#   100% Online Transaction on Securities Market
#   Easy Accessibility
#   Easy Dematerialization  
#   Ease of Operation 
#   Mitigation of Risks
#   Auto Credited Stock Dividend, Interest & Refunds
#   Secured payment transaction between your demat & bank your account
#   Cost & Time Efficiency 
#   Convenience in Monitoring Investments
#   Simplified Pledging & Borrowing
#   Easy Transfer & Nomination Facility 
#   Transparency & Accountability


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Disclaimer

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing.

Past performance of the schemes is neither an indicator nor a guarantee of future performance. Please consider your specific investment requirements, risk tolerance, investment goal, time frame and the cost associated with the investment before choosing a mutual fund, or designing a portfolio of mutual funds that suits your needs.

Sigaram Investments Pvt. Ltd. has gathered the data, information, statistics from sources believed to be highly reliable and true. All necessary precautions have been taken to avoid any error, lapse or insufficiency, however, no representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of such information. The Company cannot be held liable for any loss arising directly or indirectly from the use of, or any action taken in on, any information appearing herein.